A novel hybrid crypto-biometric authentication scheme for ATM based banking applications

This paper studies the smartcard based fingerprint encrytion/authentication scheme for ATM banking systems. In this scheme, the system authenticates each user by both his/her possession (smartcard) and biometrics (fingerprint). A smartcard is used for the first layer of authentication. Based on the successful pass of the first layer authentication, a subsequent process of the biometric fingerprint authentication proceeds. The proposed scheme is fast and secure. Computer simulations and statistical analyze are presented.